It’s been a long time since I have had to strategize about paying bills. I have been nearly debt free for a while now and I can tell you that life is in fact, different. You don’t lose sleep thinking about that next payment you must make and in general, life is simpler without debt. Surprisingly, I have a little more time for other things now.
The next big ongoing push for improvement has been to make life easier by minimizing the amount of material goods I do not want waste my time managing anymore. I find that a mountain of collected unused crap takes up space, personal energy and time managing said crap.
It’s not to say a completely empty life is best, but focusing on the basics of what you really need can really be the next step in being free.
