Working at a job you don’t like and you want to quit?  Being unable to quit because of bills is the usual reason for not quitting when you are at a job you don’t like.  Why else would anyone stay at a job they hate?  Sadly this is often because somewhere along the way, the person that feels trapped in the job they hate is because they were saddled with bills that required them them to make payments until the debt is repaid.  So often, the payments are set up so that the debt will take what feels like an eternity and at the same time, the bill can cost more than the original loan.  This is a scenario where as a worker, you are “owned” by your creditor(s) and this empowers your employer over you and the job becomes something you cannot simply walk away from if you hate.   All for the “ease” of the access into credit trap.  With no bills, you can save money rather than giving it plus interest to a creditor.  If you save enough, you become freed of being “owned” by the banks and your employer.